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First Million Pathway
A cross-industry simulator for reaching the first $1 million in net worth.
Age at $1M
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Years required
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Years saved vs salary alone
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Savings share
Portion of the first $1M from contributions rather than growth
Path to $1M
Total net worth versus a salary-and-investing path with no side income at all.
Industry comparison
The twelve fastest paths to the first million, plus your current selection in orange.
Return sensitivity
Savings sensitivity
Side-business impact
Historical millionaire benchmarks
| Figure | Millionaire age | Billionaire age | Gap | Takeaway |
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Buffett: long compounding
Bezos: founder equity repricing
Zuckerberg: platform hypergrowth
Model interpretation
Earnings engine
Compounding engine
Path diagnosis
